ExpectID Enterprise provides companies with an authentication tool to use their internal data without having to share any of their valuable consumer data with a third party. ExpectID Enterprise aims ti give clients more options to create out-of-wallet questions without losing the deep fraud analytics and technological expertise in IDology’s current question product, ExpectID IQ.

Companies are required to download IDology’s Question Generator Application (QGen App), which enables them to create custom questions that are relevant to their business or customer on IDology’s platform, but still keep the data that is being used safe and private. Some examples of custom questions include “Where do you most often fill your prescriptions?” or “How much is your bi-weekly deposit?” Use cases for ExpectID Enterprise include verifying someone before online account registrations, password resets, account updates.

“This solution enables companies to dynamically generate questions instead of using static, shared secrets for things like password resets or out of the ordinary type of transactions such as money transfers or high dollar purchases,” said John Dancu, CEO of IDology. “The problem with shared secrets, especially now with the Facebook phenomena, is that they can easily be guessed or socially engineered. ExpectID Enterprise opens a whole new door for identity proofing that is safe while being more relevant and unique.”

ExpectID Enterprise can be configured to generate question sessions using both custom created questions and IDology’s ExpectID IQ questions which are based on public record data sources. IDology communicates with an Enterprise through a patent pending process within its QGen App so that the actual data a company uses to create questions is never shared.

ExpectID Enterprise customers still have all the reporting and point-and-click configurability advantages available within IDology’s product suite, giving them the power to better control and manage risk.